Jason Javie | Sep 24 2025 14:00

How to File a Personal Injury Claim in Pennsylvania: A Step-by-Step Guide

Accidents happen unexpectedly, and when they do, the aftermath can be overwhelming—especially if you or a loved one has been injured. If someone else’s negligence caused your injury, you may be entitled to compensation. Knowing how to file a personal injury claim in Pennsylvania is the first step toward protecting your rights.

 

At Jason Javie, Attorney at Law, we have helped countless clients in Philadelphia, Pennsylvania and Camden, New Jersey navigate the legal system. Below is a clear, step-by-step guide to help you understand the process.

Step 1: Seek Medical Attention Immediately

Your health and safety are the top priorities. Even if your injuries seem minor, it is crucial to:

  • Visit a hospital or doctor immediately after the accident.

  • Document all medical treatments and diagnoses.

  • Follow your doctor’s instructions carefully.

Prompt medical care not only helps your recovery but also creates a record that supports your injury claim.

Step 2: Report the Accident

Depending on the type of accident, you will need to report it to the proper authorities:

  • Car accidents: File a police report and notify your insurance company.

  • Workplace injuries: Report the incident to your employer immediately.

  • Premises liability (slip and fall): Notify the property owner or manager.

Be sure to obtain a copy of any official accident reports, as they will be important for your claim.

Step 3: Gather Evidence

Strong evidence can make or break a personal injury claim. Collect as much information as possible, including:

  • Photos and videos of the accident scene and your injuries

  • Contact information for witnesses

  • Copies of medical records, bills, and receipts

  • Documentation of lost wages due to time off work

If you are unable to gather evidence yourself, an experienced Philadelphia personal injury attorney can assist you.

Step 4: Determine Liability

To win a personal injury claim, you must prove that another party was negligent and responsible for your injuries. Liability can be complex, especially in cases involving multiple parties, employers, or government entities.

This is where working with a skilled Pennsylvania personal injury lawyer is essential. We investigate your accident thoroughly to determine who is at fault and build a strong case on your behalf.

Step 5: File Your Personal Injury Claim

In Pennsylvania, most personal injury claims start with filing a claim with the at-fault party’s insurance company. This involves:

  1. Submitting a demand letter outlining your injuries, damages, and the compensation you are seeking.

  2. Providing supporting documentation (medical records, bills, accident reports, etc.).

  3. Negotiating with the insurance adjuster to reach a fair settlement.

If the insurance company refuses to offer a reasonable settlement, we may file a personal injury lawsuit in court.

Step 6: Be Aware of the Statute of Limitations

In Pennsylvania, you generally have two years from the date of your injury to file a personal injury lawsuit. If you miss this deadline, you could lose your right to seek compensation.

Step 7: Hire an Experienced Pennsylvania Personal Injury Attorney

Filing a personal injury claim can be complicated and stressful, especially when you’re trying to recover. The right attorney can:

  • Handle all communication with insurance companies

  • Gather evidence and build your case

  • Ensure all deadlines are met

  • Fight for the maximum compensation you deserve

At Jason Javie, Attorney at Law, we represent clients throughout Philadelphia and the surrounding Pennsylvania communities. We also assist residents in Camden, New Jersey, with a variety of injury and accident claims.

Speak With a Philadelphia Personal Injury Lawyer Today

If you or a loved one has been injured in an accident, don’t wait to take action. Jason Javie, Attorney at Law, is here to help you file your personal injury claim and secure the compensation you deserve.

Philadelphia Office: 215-563-7642
New Jersey Office (Camden): 856-782-1007

You can also schedule a consultation online . We’re ready to guide you every step of the way.